Discover a better path to
Reach Your Peak
We help discerning individuals, business owners, and entrepreneurs grow, protect, and preserve their wealth.
HOW IT WORKS
We simplify the complex details of financial planning so you can focus on what matters most — your family, your investments and your quality of life. Let’s build a future as bold as your ambitions.
Learn
Every successful plan begins with understanding what matters most to you—your business goals, financial priorities, and personal values. By learning about your dreams, timelines, and unique challenges, we gain the insight needed to craft strategies that align with your vision. Our approach ensures your wealth strategy reflects both your ambitions and the legacy you want to build.
Share
Beyond reviewing your current investments, we take a deep dive into your financial landscape, including taxes, retirement, insurance, and estate planning. Armed with this knowledge, we create a personalized, fully integrated financial plan designed to address every aspect of your wealth. With a clear strategy in hand, you’ll be empowered to make confident decisions for the future.
Prosper
The financial plan we create for you becomes the roadmap to successful wealth management. Even greater, the plan provides you peace of mind knowing every aspect of your financial life is organized, optimized and synchronized to benefit you and your loved ones today, and for years to come.
Services
Financial planning covers investments and so much more. We pride ourselves in offering broad expertise to help you see the bigger picture and respond to the opportunities in each category.
Financial Planning
Everything we do fits into this core function— to execute your plan in a way that allows you to fully prosper according to your unique vision and values. Imagine every detail sorted, planned, and set in motion for the best possible outcome. That's the value we bring to clients just like you.
Retirement
Less time at work means more time to live! Soon there will be a time to dream and do it (and you may already be there). We help you develop a plan to make the most of your time and resources in the seasons after your professional career comes to a close.
Investments
You've worked hard to make it this far in your journey. Think of us as your trusted partner to help you navigate the ever-changing landscape with fully personalized portfolio management based on your values, risk tolerance, and investment goals. Through the highs and lows, we're here with you to make proactive adjustments over the long term.
Estate Planning
As valuable as your portfolio is on paper, you can't take it with you. We help you make sure there's detailed and thoughtful plan to transfer your wealth to the people and organizations that matter to you most, when the time comes to pass it on.
Insurance
We do not sell insurance, but we take an interest in your coverages to ensure they adequately protect your assets. Some people call this risk management; we call it a smart strategy for expecting the unexpected. And if it happens, we've got a plan to avoid a crisis.
Taxes
We view your tax liabilities as a key piece in the larger financial planning puzzle. We work in tandem with your CPA to offer unique insights and advisement based on where you are now and where you want to be in the future.
Business Ownership
We help business owners navigate the complexities of managing business equity, structuring succession plans, and integrating personal and corporate finances. Whether you’re scaling operations, planning an exit strategy, or preserving generational wealth, we tailor financial solutions to the unique demands of entrepreneurship.
Generational Wealth
We specialize in preserving and growing generational wealth through strategic estate planning, tax-efficient asset transfer, and legacy-building strategies. From trusts to philanthropic planning, we help your family maximize long-term value and create a lasting impact for generations to come.
About Us
We are a small team with a deep interest in you, your family and the other people you care about most. Together we work to build relationships to serve you and to strengthen our communities across New Mexico and beyond.
David Michalk, ChFC®
David graduated from the University of Texas Galveston with a B.S. in Physical Therapy. He began his career in sports medicine as a physical therapist, athletic trainer and EMT. In 1998, after 12 years of helping people in that field, he decided to switch careers and pursue his passion for financial planning and investment management. He holds a Chartered Financial Consultant (ChFC®) designation from the American College of Financial Services and has now worked in the financial industry for the past 27 years. He has helped clients on their financial planning, including investment management, retirement planning, legacy planning, insurance, and taxes. By intentionally keeping his client base small, he has maintained career long relationships with many clients, allowing him to get to know them and their families very well. This approach has enabled him to continue his passion for helping people though his practice.
David went independent and opened Waterway Wealth Management, Albuquerque in 2013. In 2024, we transitioned our name to Peak Wealth Management.
His outside activities include working with several non-profits including Folds of Honor, New Mexico and the New Mexico Lutheran Association, Lutherhaven. David is driven by his charitable mindset, generosity, and his passion for connecting with people. He is also an avid hunter and skier and enjoys those activities throughout the year.
Michael Parrott, CFP®
Mike joined our planning team in 2021. He has assisted with improving our financial planning process and has helped reduce the number of clients per advisor. He graduated from New Mexico State University with a BBA in Finance. He earned his CERTIFIED FINANCIAL PLANNER® certification in 2018. He has been practicing in the financial field for 9 years. He spent his early years of his career building a well-rounded foundation with one of the nation’s largest asset managers, Fidelity Investments. Following the time there, he was ready to begin to gain a greater level of exposure to portfolio construction and investment management joining Thornburg Investment Management where he served as consultant to Financial Advisors across the nation.
Mike is a native New Mexican and was raised in Los Lunas, NM. Outside of work, you’ll find him chasing adrenaline filled hobbies and his golf ball in the wrong direction. He enjoys time outdoors, snowboarding, hunting, and has recently taken up mountain biking.
Tiffany Trujillo
Tiffany joined our team in 2021 after graduating with a bachelor’s degree in general management from the University of New Mexico, Anderson School of Management, in 2019. With eight years of experience in the financial industry, she began her career at a large financial institution while attending UNM, there, she gained extensive knowledge in account management and financial transactions, assisting numerous clients each day. However, she soon recognized the greater value and importance in building relationships with individuals and families. She is proud to contribute to our team and she currently dedicates most of her time helping our clients with financial administration, while also supporting our team with office management efforts.
Tiffany was born and raised in Santa Fe, New Mexico. Outside of work, she enjoys spending her free time hiking, going on road trips around the Southwest, and enjoying time her family, friends, and dogs.
Get In Touch
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